The Safe Way to Save
and Grow Your Money

Your money is protected and you earn up to 12% per annum.

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Safety First

Fund safety is our most important principle.

Good Returns

We achieve industry leading returns for our clients.

Daily Dividends

You accrue dividends and gains on a daily basis.

Compound Gains

Compound interest model increases your yield.


Our Mission & Values

We started OVERWOOD with one goal - to make safe, high-yield savings options accessible to regular people in Nigeria.

We want to give everyone an opportunity to grow their money regardless of the amount of money at their disposal.

We provide the best savings options in Nigeria to all our clients.

We promise to manage your money with integrity and a deep commitment that you (our clients) will never lose a dime of your hard-earned money.

Our mission

Dr. Tayo Oyedeji

Founder & CEO


5 Things You Should Know About Us

How it Works

We select the best safe savings options in Nigeria, diversify and adjust as needed, and distribute interest to our clients.

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Our Model

Our portfolio includes over 100 of the best high-yield savings options in Nigeria to help grow your money.

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Our Process

Read about the step-by-step process for starting, monitoring, and withdrawing your savings here.

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Savings Calculator

Our savings calculator simulates the daily growth of your money.

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Our Board of Directors

Meet our board whose mandate is to ensure we put our clients first.

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Our Products


OVERWOOD PRIME suits clients who are looking for long-term growth and the best savings options in Nigeria. This savings option offers daily compound interest and stability against market fluctuations.

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OVERWOOD DOLLAR suits clients who want to hedge against Naira currency risks. OVERWOOD Dollar clients subscribe in Naira but your savings will always be held in US Dollars.

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OVERWOOD CHILD was designed for clients who have young children and are looking to grow the money earmarked for their children’s current or future school fees.

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What our clients say?


Saving with OVERWOOD has been great. It is very cool to see my daily dividend on my dashboard since it encourages me to save more.

Deborah Jesuyinka

I have been saving with OVERWOOD for about a year now and I absolutely love the platform. I must applaud OVERWOOD because they have been very consistent in their processes.

Emmanuel Leramo

OVERWOOD has helped me save and grow money for projects I never thought I could fund in 2020. It is difficult to find safe savings options in Nigeria. OVERWOOD meets that need for me.

Olabode Olaleye

I decided to put my money in OVERWOOD so that it won't just stay in my accounts without accruing interest. OVERWOOD helps by giving me the best savings options that grow my money.

Henry Ezeanya

What I like most about OVERWOOD is the safety of my money. The calibre of the management team and promptness with which they resolve issues also provides peace of mind.

Fidelis Nwagwu

At a time when interest rates are generally low and discouraging, bingo! OVERWOOD came with amazing products that give you daily compound interest.

Omoruyi Aiyudu